Mortgage rates can change from the day you apply for a loan to the day you close the transaction. If interest rates rise sharply during the application process it can increase the borrower’s mortgage payment unexpectedly. Therefore, a lender can allow the borrower to "lock-in" the loan’s interest rate guaranteeing that rate for a specified time period, often 30-60 days, sometimes for a fee.
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Company NMLS: 29818
1100 W. Town & Country Rd. Ste. 1250
Orange, California 92868
Phone: (877) 714-7145
Direct Bank Rate strives to ensure that its services are accessible to people with disabilities. Direct Bank Rate has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Direct Bank Rate makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows directbankrate.com to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1).
Direct Bank Rate accessibility menu can be enabled by clicking the accessibility menu icon that appears on the corner on the page. After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.
Direct Bank Rate continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.
Despite our efforts to make all pages and content on Direct Bank Rate website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.
If you are experiencing difficulty with any content on Direct Bank Rate website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.
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