FHA Mortages, VA Loans, First Time Home Buyer, in Orange, California

Welcome to the official site of Direct Bank Rate. We are a full service mortgage company based in Orange, California. We specialize in FHA, VA, First Time Home Buyer, in Orange. We also serve the surrounding cities in Orange County, LA County, San Diego, . Whether you are buying a home or refinancing in any of these zip codes: 92868, 92870, 92886, 92683, 92870, 92703, , we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HELOC | HARP | Commercial | Jumbo

What makes Direct Bank Rate unique is that we offer the following niche programs as well: 3% down, Zero down, VOE, Stated Income, Conventional, Jumbo, No Income, No Doc, and Hard Money.

Contact Direct Bank Rate today to discuss your mortgage loan options, and find out which loan program will best suit your needs.